Rental Portfolio Loans

A single loan that consolidates five or more properties into one financing structure, with DSCR-based approval and cash-out options for reinvestment.

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What Are Rental Portfolio Loans?

Rental Portfolio loans are designed for experienced investors who own or are acquiring multiple properties and want to finance them under one umbrella loan. Instead of managing separate mortgages for each property, a blanket loan streamlines financing, simplifies payments, and can even include cash-out options for reinvestment. These loans are typically DSCR-based, meaning qualification is determined by the combined cash flow of the portfolio rather than personal income or tax returns, making them ideal for scaling and optimizing a rental business.

Why Choose a Rental Portfolio Loan?

For seasoned investors, time and efficiency are as important as returns. By consolidating multiple properties into a single loan, you can reduce paperwork, speed up closings, and focus on growing your portfolio. The flexibility to refinance, acquire, or leverage equity across several properties at once allows for greater scalability and improved cash flow management—positioning you for long-term wealth building.

How to Get Started

Elliman Capital’s investor lending specialists understand the complexity of multi-property transactions and work to make the process seamless from start to finish. Start with our quick online application, and we’ll tailor a financing strategy to align with your portfolio goals and investment timeline.

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