JOB DESCRIPTION:

Elliman Capital Loan Officers deliver a high touch, concierge level mortgage experience supported by a modern digital workflow. You will guide clients from first inquiry to a successful closing, present tailored financing options, and maintain trusted relationships with real estate partners. This role rewards relationship builders who communicate clearly, move with urgency, and keep files immaculate.

responsibilities:

Engage promptly with leads from pre-qualification forms, online applications, and partner referrals
Assess borrower goals and present tailored financing options across conventional, jumbo, and specialty programs
Structure scenarios and lock pricing in alignment with underwriting guidelines and client objectives
Collect and review documentation to expedite approval; set clear expectations on timelines and conditions
Manage the pipeline from application to funding with proactive communication at each milestone
Collaborate with processors, underwriters, and closers to resolve conditions quickly
Build and deepen relationships with real estate agents, developers, and past clients to drive referral business
Maintain clean files, accurate disclosures, and impeccable notes in the LOS and CRM
Uphold all state, federal, and NMLS compliance standards

QUALIFICATIONS:

Active NMLS license in Florida or ability to obtain promptly; clean regulatory record
Two or more years of front end origination experience; luxury and investor markets are a plus
Mastery of conventional FNMA and FHLMC and jumbo; familiarity with FHA, VA, and non QM
Strong consultative skills: discovery, scenario design, objection handling, and clear communication
Meticulous organization; ability to manage a high velocity, detail heavy pipeline
Tech proficient and comfortable in a digital first environment

Preferred:

Experience using nCino, Optimal Blue, and Encompass
Existing referral network and book of business
Multilingual capability
Experience with high balance, second home, and investor financing

SUPPORT:

Access to a wide range of competitive loan products, including specialty financing for luxury, investment, and non-traditional borrowers
Streamlined, technology-driven application process designed for borrower convenience and efficiency
Strong referral network from aligned luxury real estate partners
Flexible hybrid work structure
Marketing, branding, and operational support from an experienced in-house team

Elliman Capital is an Equal Opportunity Employer. We make all employment decisions without regard to any status protected by law. Applicants must be authorized to work in the United States and may be subject to background checks consistent with applicable law.This position requires maintaining an active NMLS license and compliance with the SAFE Act and all federal and state lending regulations. Elliman Capital is a DBA of Associated Mortgage Bankers, Inc. NMLS 24794. Licensed by the Florida Office of Financial Regulation. Mortgage Lender License MLD534. NMLS Consumer Access: nmlsconsumeraccess.org. Employment with Elliman Capital is at will.

Mortgage Loan Originator

JOB DESCRIPTION:

responsibilities:

QUALIFICATIONS:

Preferred:

SUPPORT: