ITIN Loans
Mortgage options using an ITIN
Some programs accept an Individual Taxpayer Identification Number as part of the application for eligible borrowers. An ITIN alone does not establish eligibility or replace identity and program documentation.
Income, assets, credit history, residency documentation, occupancy and property requirements vary. A mortgage professional must confirm which program, if any, fits the applicant’s circumstances.
Ask about the current documentation, down payment, reserves and costs. Avoid sending tax identification numbers through a public inquiry form.
Explore your options
Start a mortgage inquiry or contact a mortgage professional. All loans are subject to credit, property and program approval. Terms and availability may change. This is not a commitment to lend.
Ready for the next step?
Start an inquiry and we’ll route it to a licensed loan officer, find an officer yourself, or open the separate secure application when you’re ready.