Recent Credit Event Loans
Options after a significant credit event
Some mortgage programs consider eligible borrowers following bankruptcy, foreclosure, short sale or other significant credit events. Requirements vary by event, dates, program and the overall credit profile.
No universal waiting period applies across all programs. Documentation of the event, subsequent payment history, income, assets and any extenuating circumstances may be required.
A mortgage professional can review available options and the trade-offs in pricing, down payment and reserves without guaranteeing approval.
Explore your options
Start a mortgage inquiry or contact a mortgage professional. All loans are subject to credit, property and program approval. Terms and availability may change. This is not a commitment to lend.
Ready for the next step?
Start an inquiry and we’ll route it to a licensed loan officer, find an officer yourself, or open the separate secure application when you’re ready.