Mixed-Use Properties
Financing properties with residential and commercial space
Mixed-use properties require review of both the residential and commercial components. The appropriate financing depends on occupancy, use, zoning, income and property configuration.
Commercial use does not automatically support a higher loan amount or create appreciation. Appraisal, leases, expenses and the percentage of commercial space may affect qualification.
A mortgage professional can explain which residential or commercial financing channels may apply to the specific property.
Explore your options
Start a mortgage inquiry or contact a mortgage professional. All loans are subject to credit, property and program approval. Terms and availability may change. This is not a commitment to lend.
Ready for the next step?
Start an inquiry and we’ll route it to a licensed loan officer, find an officer yourself, or open the separate secure application when you’re ready.