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USDA Loans

USDA Loans

Understanding USDA home loan programs

USDA housing programs may assist eligible borrowers purchasing qualifying primary residences in designated areas. Household income, property location and other program requirements apply.

A qualifying transaction may permit no down payment, but fees, closing costs and underwriting requirements still matter. Program types and funding differ.

Ask a mortgage professional whether USDA financing is currently available through Elliman Capital for your property and circumstances. This educational page does not confirm participation or availability for a particular transaction.

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Explore your options

Start a mortgage inquiry or contact a mortgage professional. All loans are subject to credit, property and program approval. Terms and availability may change. This is not a commitment to lend.

Ready for the next step?

Start an inquiry and we’ll route it to a licensed loan officer, find an officer yourself, or open the separate secure application when you’re ready.

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Elliman Capital is a D/B/A of Associated Mortgage Bankers Inc. NMLS #24794 | Elliman Capital provides mortgage services. Douglas Elliman Real Estate is a separate and independent real estate brokerage | Equal Housing Lender. | New York State Department of Financial Services. Mortgage Banker License #B500512 | Florida Mortgage Lender License #MLD534 | Texas SML Mortgage Banker Registration #24794 | Licensed by the California Department of Financial Protection and Innovation under California Residential Mortgage Lending Act License 41DBO-195437 | All loans subject to credit approval. Not a commitment to lend. | Terms, conditions, and programs subject to change without notice. © 2026 Elliman Capital. All rights reserved. For licensing and consumer information, visit www.nmlsconsumeraccess.org