A financing solution that uses equity from existing properties as collateral for a new purchase, reducing or eliminating the need for cash down.
SCROLL TO DISCOVER
Cross-Collateralization loans allow you to use the equity in one or more properties you already own as collateral for purchasing a new property—without selling or liquidating assets first. By leveraging existing holdings, you can reduce or even eliminate the need for a cash down payment, preserving liquidity for other investments or expenses. These loans can be structured as bridge financing, DSCR-based solutions, or other custom non-QM programs, and are available for primary residences, vacation homes, and investment properties.
For high-equity homeowners, investors, and business owners, cross-collateralization is a strategic way to grow a portfolio or upgrade properties without disrupting current holdings. It enables you to move quickly on opportunities, bypassing the delays and compromises that come with liquidating assets or aligning sale timelines. By unlocking dormant equity, this loan type creates flexibility, minimizes cash outlay, and allows for high-leverage transactions that keep your real estate strategy moving forward.
Elliman Capital structures cross-collateralization loans to fit complex ownership arrangements and investment strategies. Start with our quick online application, and we’ll design terms that maximize your equity’s potential while aligning with your purchase goals.
